From the purported Copilot Terms of Use (who uses whom is not explained)
https://www.bing.com/new/termsofuse , December 26, 2024
Ownership of Content. Microsoft does not claim ownership of Prompts, Creations, customizations, instructions, or any other content you provide, post, input, or submit to, or receive from, the Online Services (including feedback and suggestions). However, by using the Online Services, posting, uploading, inputting, providing or submitting content you are granting Microsoft, its affiliated companies and third party partners permission to use the Prompts, Creations, customizations, and related content in connection with the operation of its businesses (including, without limitation, all Microsoft Services), including, without limitation, the license rights to: copy, distribute, transmit, publicly display, publicly perform, reproduce, edit, translate and reformat the Prompts, Creations, and other content you provide; and the right to sublicense such rights to any supplier of the Online Services. Your use of the Online Services does not grant you any ownership rights in any underlying technologies, intellectual property, or other data that comprise or support the Online Services.
From the purported Privacy Statement (“no privacy statement” would be more accurate)
https://www.microsoft.com/en-us/privacy/privacystatement, December 26, 2024
Microsoft collects data from you, through our interactions with you and through our products. You provide some of this data directly, and we get some of it by collecting data about your interactions, use, and experiences with our products. The data we collect depends on the context of your interactions with Microsoft and the choices you make, including your privacy settings and the products and features you use. We also obtain data about you from Microsoft affiliates, subsidiaries, and third parties.
These documents also reference other purported terms of services. Microsoft reserves the “right” to change these terms at any time, and to terminate any services at any time.